5 Neat Gadgets for Your Vehicle

  1. Handpresso – Plug your machine into the 12V cigarette lighter and choose your preferred E.S.E. coffee pod. Press the button and wait for it to be done! 3 beeps signify that it is finished! This device fits in your cup holder. This gadget is meant to help keep you awake – and not to be used while driving!handpressed_auto

 

  1. AlphaTherm – This system would come in handy for those chilling Saskatchewan winter days! The device needs to be installed into your vehicle’s factory system – about a 30 minute set-up time. It will start up whenever you turn on your car. The fluid heats up to 125-135° Spray for 3 seconds, wait 10-20 seconds and spray again. Think it’s only for winter? Think again – in spring and summer it can rinse off bird droppings, grease and smudges. Order one at Amazon.com.

alpha_therm

 

  1. Custom Retractable Windshield Shade – The adhesive pads make for a secure attachment and duel stainless steel tension springs pull the shield across the windshield smoothly. The shade has been said to reduce 90% sunlight and reduce interior temperature up to 60° The product is priced to start at about $45.00.

 

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  1. Grip Strip – Made of polymer compound this product is meant to hold navigation systems, flat backed phones, pens, sunglasses, anything besides your coffee in place! It is resistant to water, high temperature and if it starts to lose its stickiness – wipe it with a wet towel. The Grip Strip should not stain or leave a residue. You can purchase $12.00 for one or $30.00 for three – it comes in various shades!

 

 grip_strip

  1. Inflatable Mattress Fuloon – Finally sleeping comes easy and comfortable with this device! Made from durable PVC, this product comes with 12V electrical pump and only weighs 6.6 pounds! There is enough room for two people – who don’t mind close proximity. Designed to fit in almost every vehicle! Order yours at Amazon.com for under $120.

 

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Steps to take if you can’t afford your vehicle loan

unsavercartoon_450x338.jpgDon’t panic just yet, sometimes ‘life’ happens and you just cant make your car payments anymore. You aren’t alone and you do have options. Follow these steps to get you past that unexpected speed bump;

Find out what your vehicles market value is;

  • You need to determine if you have any negative equity. Negative equity is the biggest obstacle when trying to get out of a vehicle loan.

If you don’t have negative equity sell your vehicle;

  • Depending on how many payments you have made on your vehicle it is very possible that it is worth more than you owe. In this case you can sell your vehicle and pay off the loan. This will leave you debt free and wont effect your credit. It is important to contact your lender before selling your vehicle; they will give you specific instructions on how to close out your loan.

If you do have negative equity;

  • If you haven’t made that many payments on your vehicle or the value of the vehicle has dropped its possible you still have negative equity. Therefore, you won’t be able to pay off your loan by selling your vehicle. If this is the case you still have a few options to look into.

Refinancing;

  • Refinancing, also known as debt reconstruction is when you set up a new loan agreement with your lender. If refinancing is an option for you and will prevent you from filling bankruptcy or having your vehicle reposed it will be very beneficial for your credit in the long run.

Transfer your Loan;

  • Depending on your lender you may be able to transfer your loan to an approved party and have them take over your loan. However, be careful and don’t trust someone to send you money to pay off your loan each month. It’s a good idea to have them take out a loan for the vehicle and use that money to pay off your loan.

Walk Away;

  • If none of the above options work for you it would be in your best interest to contact your dealer and tell them you can’t afford the payments and you would like to voluntarily reposes it. You will lose your vehicle and it will affect your credit. However, it will save you costs on having a repo agency reposes the vehicle either way. The vehicle will be sold at an auction and the money will go towards paying off the loan. If the money paid for the vehicle at the auction doesn’t fully pay off the loan you can pay the remaining balance which may allow you to get a letter of satisfaction telling future creditors that you eventually paid it. However, if you don’t pay off the remaining balance a judgment will be entered against you for the amount you owe.

Never be afraid to call the dealership you purchased your vehicle from or your lender; be honest, be polite, and ask for help. I hope these steps will help you through this tough time , Good luck!

What are the Benefits of Certain Oil Types?

If you, like many other consumers, are unsure why many service departments consistently recommend certain oils for your vehicle – look no further. We broke down four common but different oils that dealerships and automotive service centers will use to help keep your vehicle’s engine clean.

Multigrade Conventional Oil – This oil offers solid protection to your engine. It is the most popular type of oil – made from petroleum.

High Mileage Oil – This oil is usually specific to vehicles with over 120,000 km. Its purpose is to condition seals to prevent leakage. The powerful cleaning agents remove deposits and prevent the loss of horsepower.

Synthetic Oil Blend – This oil is a combo of premium synthetic and conventional based oils. The synthetic blends shield against damage that could happen while starting your vehicle in the cold. It also helps to reduce the formation of build-up. Another great thing about this combo is that it protects against oil breakdown at high temperatures.

Synthetic Oil – Provides the best in cleanliness when it comes to oil. High temperature performance and consumption along with wear protection is another benefit of this oil blend. If you’re looking for the top of the line engine protector – this is the oil to choose.

Review your vehicle owner’s manual as it may recommend or advise against certain oil types. It is important to maintain a clean engine oil to reduce wear on internal engine components. Come visit our Quick Lane as our technicians and advisors can help guide you to choosing oil that is best suited for your vehicle.

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Capital’s Quick Guide to Vehicle Maintenance

Keep your vehicle’s servicing up to date with this guide! Inspired by posts from www.Pinterest.com

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Every other gas station visit –Have your oil checked. Co-op gas stations usually offer to check your oil every time you fill-up. If you are at a full-serve station, don’t hesitate to ask.

Once a month – Check tire pressure, even if your sensors have not alerted you.

5,000-7,000 miles/8,000-11,000kms (every vehicle will vary)

  • Oil change – not only is it best to have your oil changed on a regular basis, but keeping up with this service can help prevent bigger problems down the road – no pun intended.
  • Rotate tires
  • Replace windshield wipers
  • Inspect spark plug wires
  • Have your battery cleaned

15,000 miles/24,000kms

  • Inspect ABS sensor
  • Replace engine filter
  • Have transmission fluid inspected
  • Replace cabin air filter
  • Flush radiator

30,000 miles/48,000kms

  • Brake fluid flush
  • Copper spark plug replacement
  • Power steering flush
  • Engine coolant exchange

45,000 miles/72,000kms

  • Brake service – Pads should be looked at and changed.
  • Brake fluid should be flushed as they absorb water over time.

75,000 miles/120,000kms

  • Timing belt replacement – operates engine components such as cams and valves
  • Will cause severe engine damage if it were to break down.

Top 6 Insurance Questions

Tips-on-how-to-get-cheap-car-insuranceUnderstanding car insurance can be complex. Here is a list of the most common auto insurance questions, and their answers.

What is a deductible?

A deductible is the amount of money you have to pay before your insurance provider covers the remaining costs. For example, if your deductible is $100, and there is $800 in damage to your vehicle, you will cover $100 and insurance will cover $700.0

Is car insurance mandatory?

Yes. In the province of Saskatchewan, you are required to have at least PLPD insurance (personal liability and property damage insurance) in order to drive legally. Additional types of coverage are optional.

What is the difference between PLPD, Collision and Comprehensive coverage?

PLPD Insurance: is legally mandatory and covers damages or injuries to another person or their property.

Collision Coverage: pays for the coverage of replacing or repairing your vehicle in the event that you collide with another vehicle or object.

Comprehensive Coverage: covers all of the above, and also damages from fire, theft, vandalism, and certain weather-related damages.

If another person drives my vehicle, are they covered?

Yes, if the person driving your vehicle has your consent to do so (for example, a designated driver driving you home on occasion).

Do you need to report an accident to your insurance company if it’s not your fault?

Yes, you should always report an accident to your car insurance company, even it if isn’t your fault. Insurance companies need both sides in order to have all the proper information.

Do you need to report all types of accidents to your insurance company?

Yes, all accidents should be reported to your insurance company. The police should also be called if there are any injuries, if there is any vehicles that need to be towed, or if you suspect a criminal offence. (Drugs, alcohol, no license) The police also need to be contacted in the case of a hit and run.

If you have any other questions contact Universal Collision Centre, they will be happy to point you in the right direction and answer all of your questions. Drive Safe!

 

Rear-Facing Car Seats to Regular Seats!

Its very common to wonder when it’s the appropriate time to upgrade your child’s car seat all the way from rear facing to taking them out of their booster seat. Here are some great guidelines from SGI to get you started.

Weight;

  •  Rear-facing – 4 to 35 lb
  • Forward-facing – 22 to 65 lb
  • Booster seat – Over 40 lb
  • Seatbelt – Over 80 lb.

Keep in mind that this is a general chart and certain car seats may vary in weight, be sure to check the manual.

 Infant Car Seat;

4 to 35 lb. (1.8 to 16 kg)

rear facing

Guidelines;

  • car seat faces rear
  • car seat secured by locking seatbelt or Universal Anchorage System (UAS)
  • use locking clip if seatbelt doesn’t have a locking device
  • harness straps snug – 1 finger slides between strap and child’s collarbone
  • chest clip at level of underarm
  • handle in the position required by manufacture while in the vehicle
  • harness straps at or below baby’s shoulder
  • baby’s head is at least 1 inch below top of seat

 Forward-Facing;

22 to 65 lb (9 to 30 kg)

forward_facing_textGuidelines;

  • seat faces forward
  • seat secured by locking seat belt or Universal Anchorage System
  • seat top secured by tether strap
  • locking clip if required
  • harness straps snug – 1 finger slides between strap and child’s collarbone
  • chest clip at level of child’s underarm
  • harness strap at or above child’s shoulders
  • head and neck protected by child car seat or vehicle head restraint (headrest)

Booster Seat;

It is mandatory for children under 7 years of age, less than 145 cm (4’9”) in height and 36 kg (80 lb.) in weight to be in a booster seat.

booster_seat_textGuidelines;

  • seat faces forward
  • lap belt snug over hips
  • shoulder belt snug across middle of shoulder and chest
  • middle of child’s ear should not be above the back of the booster seat or vehicle seat

Seat;

If you think your child is able to sit in a regular seat here is a test to check.

seat_belt_textGuidelines;

  • lap belt snug over hips
  • shoulder belt snug across middle of shoulder and chest
  • middle of child’s ear should not be above the back of the seat for good head and neck protection

 

Now that you have the basic guidelines you should be on your way to keeping your family as safe as possible at all times. You can check in with Car Seat Clinics after you have the seat installed to be sure that it has been done correctly. Thank you to SGI for the great information.

Can I Use my Winter Tires all Year?

Its very commonly asked, “Can I use my winter tires all year long?”  well lets start off by learning a little bit about winter tires.

What makes winter tirsnow-tires-1211-mdnes good in snow?

  • Winter tires can stay soft and flexible in cold weather
  • Winter tires also have different tread patterns and sipes that allow them to bite into snow and ice to get additional traction.
  • Softer tire compound allows the tires to grip in colder temperatures in contrast to all season or summer tires which lose almost all their grip in cold weather.

However, in warmer weather conditions winter tires become too soft. This significantly impacts the handling of the vehicle and will feel slow to respond. Due to all of the grooves found on a winter tire they will also feel “wiggly” and unstable in warm and dry weather which can affect safety and breaking distances. Choosing to use winter tires all year long will also cause the tires to wear out irregularly. They will wear unevenly and cause noise as they wear.

In my opinion if you want to use the same tires all year round then use all-season tires not your winter tires. However, keep in mind that they aren’t nearly as capable in snow as winter tires, nor are they as grippy in warmer weather. All-season tires will provide you with adequate performance for most of the year but they won’t provide as good of performance as the dedicated performance tires.

The Ultimate Road-Trip Checklist

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A phone charger is critical. If your vehicle has a USB outlet or cigarette lighter, you should make sure that your charger is compatible. It is always a good idea to keep your phone on the charger while travelling in case of unexpected emergencies.

Pick up a GPS, if that’s not an option – always have a map handy. Especially if you’re visiting a new city or town, typing in your destinations prior to travelling or mapping out your locations can be a huge time saver.

Do you have all of your documents up to date? You may need your insurance, driver’s license and road side assistance card. If you were to get pulled over and could not provide the first two documents, you could receive a ticket.

Have your regular wheel rotation and tire alignment done. This quick service could help prevent an accident or unexpected costs while travelling. Come see us at the Quicklane!

Water/Snacks – If you have children, these will come in handy, but snacks are not just for kids! Having non-perishables and water handy is a good idea in case you were to ever be stranded for long periods of time, especially in the winter when you should never leave your vehicle while stuck.

Flashlight/First-Aid - Visit our Pinterest page for a DIY tutorial on how to make your own road safety kit!

Regular oil/filter change – Take a drive down to our Quicklane as it is a first-come-first-serve basis to have your oil and filter changed today!

Download the App “Gas Buddy.” This App helps you identify gas stations and rest stops throughout your travels. This can help you plan for mileage, food stops and of course bathroom breaks!

Make sure you stock up on tunes. This can be helpful especially if you have to travel at night, cranking your tunes and snacking on Spitz can help keep you awake if you don’t have a travel buddy!

Plan your rest stops. This one goes along with # 9; it is never a good idea to be in control of the wheel while tired. It puts other drivers and you at risk for an accident – locate hotels and other rest stations before it’s too late.

Congratulations Riffel High School!

IMG_2894Congratulations to Riffel High School ongoing above IMG_2899and beyond their goal of 16,000 LBS of non-perishable food items. RHS raised a total of 19,137 LBS of food for the Regina Food Bank. As a result of meeting their extremely high goal Mrs.Perrault a teacher at Riffel shaved her head. A huge thank you to Mrs. Perrault for being a huge inspiration to everyone as well as greatmotivation!IMG_2895

IMG_2900Capital Ford Lincoln was happy to be a part of this amazing accomplishment.Our dealership worked together as a team to pile the box of a F-150 full of non-perishable food items, staff and customers brought food from their homes and we even took a quick shopping trip to Cosco to load up a cart.Our Marketing department spent the day of Halloween at the CO-OP Grocery Store on Rochdale where generous shoppers helped us to load up shopping cart afterIMG_2896 shopping cart of non-perishable food items. A HUGE thank you to the CO-OP for having us and all of the shoppers, your donatIMG_2893ions are very much appreciated. Once again congratulations to all of the students at Riffel High School on reaching their record breaking goal and thank you for letting us be a part of it!

 

Capital’s QuickGuide to Choosing Either Leather or Cloth

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1. PriceCloth tends to be the material most base models provide.

2. Status Leather = luxury in the eyes of most buyers.

3. Cold WeatherLeather wins only if you’re seats come with a heating option. If not, then Cloth is the runner up.

4. Hot WeatherCloth, for obvious reasons. Ouch.

5. Spills/Stains Leather: However, if your leather is porous, similar to mine, because of heating/cooling features, it may produce resemble cloth when it comes to producing unwanted smells because of fluid that has been trapped within the material for long periods of time. In the end, if you do spill onto leather, porous or not, chances are you will not have a long term stain.

5. SmellsLeather is typically a smell most vehicle owners enjoy. Cloth will hold on to unwanted odors. (Leather is the winner)

6. MaintenanceCloth will usually only requires a vacuum and occasional shampoo. Leather requires frequent conditioning and cleaning. (Cloth is the winner)

7. Comfort – From personal experience, I find Cloth to be more comfortable. Leather seats and a lengthy road-trip don’t mix when it comes to comfort. (Cloth is the winner)

8. ResaleLeather is typically a bonus when it comes to resale because it is esthetically pleasing. However, not all buyers will see it that way.

10. Allergies – Cloth is an absorbent material, which can result in dust and other particles attaching and settling into the fabric. You will want to consider leather if you have severe allergies. However, remember that leather can only reduce your allergy symptoms, not prevent them. (Leather is the winner)

The Verdict: Leather wins according to these ten categories. However, it was a close call. Whether you choose leather or cloth; it completely depends on the personal preference of the driver! Come visit us at 1201 Pasqua St. or check out our inventory at capitalfordlincoln.com.